The quest for Insurance

I'm on a quest for insurance cover for the Vitesse and Sixfire as I need to find cover that allows the addtion of my 23 year old co-driver on the 10CR. I don't want to split the cars up onto different policies although I will if I have to. The cars are both modified, effectively I have a 2 litre Spitfire and a TR6 engined Vitesse. I don't want a limited mileage policy on the Vitesse as I intend to use it often, the Sixfire doesn't do that many miles a year and could probably stand a limited policy. I want breakdown cover and I want to be able to add in drivers without too much admin and cost.

So far
  • Footman James, current insurer through the TSSC - premium's £200 but you need to add membership and valuation fees (per car) so the true cost is nearer £250 BUT they will not add on any drivers under 25. This is by far the best value for money but doesn't help me out of this issue. This includes European breakdown insurance and unlimited mileage.
  • Norwich Union Classic car - a limited mileage option and the price varies a lot as you increase the mileage, it is possible to get both cars insured for under £200. It includes UK RAC Cover but they don't insure under 25s
  • Glynn Wood brokers tel 01543 675163 - as recommended by a CT member. £240 for both cars but would not insure a 23 year old on a short terms basis instead they could add him to the annual policy but that would double the premium on that car.
  • www.dayinsure.com part of Norwich Union, a great idea and one that started to look hopeful - £40 to insure Joe for a week BUT they don't like modified vehicles! So there we have NU on the one hand saying yes to the car but no to the driver, then saying yes to the driver but no to the car. I need to get deeper into that one I think. NU came up with the goods a few years ago when I needed to insure an American friend on a prototype V8

Comments

Post a Comment

Popular posts from this blog

More Lucas PI info - some pearls of wisdom here :-)

Over the years I've collected loads of info and books about the PI system, some better than others. I have always meant to scan and post up some of the more interesting stuff. I had my scanner working recently (but not on my spanking new Vista equipped PC - incompatible!) so I thought I'd scan a few things when I came across an old trio of A4 sheets held together with a rusty staple. They appear to be pages from a magazine article but from where I don't know. The last page has a few small adds on it but no clue as to where it first appeared. The opening paragraph suggests and owners club and the adverts are 1990 vintage - if you know where this came from please let me know and I'll give them the credit. Anyway, I scanned it and OCR'd it and here it is. I've been through it to correct the OCR errors but if anything doesn't make sense shout up and I'll check the original. THE LUCAS PETROL INJECTION SYSTEM - MARK II We are very fortunate to be able to publi
Read more

Worried about your trunnions? Relief is to hand!

Image
This is an bit of an infomercial for my mate Dave and his company Canley Classics. I know Dave well, I get most of my Triumph stuff from him. I sometimes work on the Canley Classics stand at shows, I own a Canley Classics T shirt and I have spent many hours driving Triumphs with him. Other Triumph parts suppliers are available, your mileage may vary and this may contain nuts. If you don't like what I say, ignore it :-) - It's a well know fact that the small chassis Triumphs have some design frailties. One of the more spectacular failures you can suffer stems from the front trunnions. When you get a failure here you can loose a front wheel - this isn't a good thing. Often incorrectly known as "trunnion failure" what actually happens is that the vertical link that sits in the trunnion snaps - it does this for a number of reasons, lack of maintenance, fatigue, corrosion, previous trauma, bad luck. Most often it's the nearside that goes, it's the side that
Read more

TR6 Clutch investigation (and interior replacement)

Image
Blimey, it's been a long time since I did anything serious in the garage. Having found myself with some time on my hands - I'm currently looking for paid work again - I decided it was high time I sorted out the TR6 interior. When I got the car it was the interior that let it down, a bit of a mix of old and repro trim, mostly past it's best, carpets stick directly to the floor and sagging seats. I did the seats immediately and then gathered the parts to do the rest - new carpets, underlay, a trim kit, H frame cover, clips and fastenings, glue, etc, etc. So it seemed like a "cheap" job as I had all of the big cost items. It was just time - and now I have that. So I stripped it all out and there it sat earlier this week, looking all empty and then I thought what a pig of a job it would be to have to take it all out again to fix the clutch! You see I've always had a tricky clutch in the car, not awful but occasionally when warm it gets quite "off/on"
Read more